Cigna Medicare Benefit affords plans in 29 states and Washington, D.C., and the corporate’s member expertise scores, together with metrics like care coordination and customer support, are above common for main suppliers. Blue Cross Blue Protect, which is a collective of 33 unbiased corporations, affords plans in most U.S. states, however scores range throughout corporations. Advantages accessible additionally range by BCBS firm.
Right here’s a take a look at how Cigna and Blue Cross Blue Protect evaluate.
Cigna Medicare Benefit
Cigna
3.76
CMS Star Score
Cigna plans are low-cost and member expertise scores are larger than common, however star scores from the CMS have declined.
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States accessible
29 states and Washington, D.C.
Members in high-rated plans
Medium (50% to 89%)
Member expertise
3.49 (Above common)
States accessible
29 states and Washington, D.C.
Members in high-rated plans
Medium (50% to 89%)
Member expertise
3.49 (Above common)
Execs
- Greater than 8 in 10 Cigna plans are $0-premium plans.
- Provides a variety of member advantages, comparable to 24/7 telehealth, meal supply and transportation to and from well being services.
Cons
- Under-average star scores.
- Accessible in solely 29 states and Washington, D.C.
- The Nationwide Committee for High quality Assurance offers all Cigna plans a rating of three.5 stars or decrease on their 5-point scale.
Different components to think about
Seventh-largest supplier of Medicare Benefit plans. |
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Medicare Benefit enrollment |
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% of plans rated 4 stars or larger |
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% of plans with $0 premium |
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Blue Cross Blue Protect Medicare Benefit
Blue Cross Blue Protect
3.86
CMS Star Score
Blue Cross Blue Protect plans are broadly accessible and reasonably priced, however some corporations earn larger marks than others on member satisfaction.
M-F 9am-9pm ET, Sa-Su 10am-9pm ET
Converse to a licensed insurance coverage agent on askchapter.org
States accessible
48 states and Puerto Rico
Members in high-rated plans
Medium (50% to 89%)
States accessible
48 states and Puerto Rico
Members in high-rated plans
Medium (50% to 89%)
Member expertise
3.39 (Above common)
Execs
- BCBS corporations provide plans in 48 states and Puerto Rico.
- $0-premium BCBS plans can be found in 44 states and Puerto Rico.
- BCBS plans provide further advantages like persistent situation administration and preloaded debit playing cards for over-the-counter gadgets.
Cons
- Scores and member satisfaction range amongst BCBS corporations, and a few rating decrease than others. You could not have entry to a extremely rated BCBS firm.
- BCBS corporations provide particular wants plans in solely half of U.S. states.
Different components to think about
Third-largest supplier of Medicare Benefit plans. |
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Medicare Benefit enrollment |
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% of plans rated 4 stars or larger |
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% of plans with $0 premium |
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HMO, HMO-POS, PPO, PFFS, SNP. |
Discover the appropriate Medicare Benefit plan
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What are the plan’s prices? Do you perceive what the plan’s premium, deductibles, copays and/or coinsurance will probably be? Are you able to afford them?
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Is your physician in-network? If in case you have a most popular medical supplier or suppliers, ensure that they take part within the plan’s community.
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Are your prescriptions coated? In case you’re on medicine, it’s essential to grasp how the plan covers it. What tier are your pharmaceuticals on, and are there any protection guidelines that apply to them?
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Is there dental protection? Does the plan provide routine protection for imaginative and prescient, dental and listening to wants?
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Are there extras? Does the plan provide any further advantages, comparable to health memberships, transportation advantages or meal supply?